Terms of use

1.0 INTRODUCTION

1.1 Welcome to our digital information network. These are our terms and conditions for use of the network, which you may access in several ways, including but not limited to the World Wide Web via thebusinesspost.ng, mobile phone and RSS feeds. In these terms and conditions, when we say the "The BusinessPost Site" we mean the digital information network operated by BusinessPost Media Limited (collectively "The BusinessPost"), regardless of how you access the network, whether you access those via a The BusinessPost Site or a third party site. However you access The BusinessPost Site, you agree to be bound by these terms.

1.2 Nothing contained in these Terms of Use is intended to modify or amend any other written agreement, if any, that may currently be in effect between you and The BusinessPost with regard to matters other than your use of the Site. The BusinessPost may periodically modify these Terms of Use, and any such modifications will be effective immediately upon posting. We suggest that you periodically check these Terms of Use for modifications as you will be deemed to have accepted a variation if you continue to use The BusinessPost Site after it has been posted.

1.3 This Site is owned and operated by The BusinessPost and all of its subsidiaries and affiliates. The BusinessPost may modify, suspend, discontinue, or restrict the use and availability of any portion of this Site at any time, without notice or liability. Your use of this Site may be monitored by The BusinessPost and used for The BusinessPost internal business purposes, without liability.

1.4 We may change, suspend or discontinue any aspect of the Services at any time, including the availability of any Services feature, database, or content. We may also impose limits on certain features and services or restrict your access to parts or all of the Services without notice or liability.

1.5 This website uses cookies. By using the Site and agreeing to these terms and conditions, you consent to “The BusinessPost” use of cookies in accordance with the terms of our privacy policy and cookies policy.

2.0 LICENSE TO USE WEBSITE

2.1 Unless otherwise stated, The BusinessPost and/or its licensors own the intellectual property rights in the website and material on the website including but not limited to all information, text, articles, data, images, audio material, audiovisual material, screens, web pages or other materials (collectively hereinafter referred to as the "Materials") appearing on this Site. Subject to the license below, all these intellectual property rights are reserved.

2.2 You may view/download the Materials, including but not limited to articles, stories, audiovisual clips, and other media, for caching purposes only, and print pages or other content from the website for your own personal or educational use only, provided that each copy includes The BusinessPost watermark, copyright, trademark, or other notice or attribution as they appear on the pages copied, subject to the restrictions set out below and elsewhere in these terms and conditions.

2.3 You must not:

  • Republish material from the Site (including republication on another website) unless The BusinessPost watermark, copyright, trademark, or other notice or attribution appears on any such republished material;
  • Sell, rent or sub-license material from the website;
  • Show any material from the website in public;
  • Reproduce, duplicate, copy or otherwise exploit material on the Site for a commercial purpose;
  • Edit or otherwise modify any material on the website; or
  • Redistribute material from the Site, except for content specifically and expressly made available for redistribution.

2.4 Where content is specifically made available for redistribution, it may only be redistributed after the express written consent of The BusinessPost is obtained, such consent not to be unreasonably withheld, and any terms and conditions that may be contained therein or attached thereto.

2.5 Nothing on this Site, except where expressly provided for, shall be construed as conferring any license of any intellectual property rights, whether by estoppel, implication or otherwise.

3.0 ACCEPTABLE USE

3.1 You must not use the Materials or any content contained in the Materials in any manner that may give a false or misleading impression or statement.

3.2 You must not use the Site in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

3.3 You must not use the Site to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, root-kit or other malicious computer software.

3.4 You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this Site without The BusinessPost’s express written consent.

3.5 You must not use the Site to transmit or send unsolicited commercial communications.

3.6 You must not use the Site for any purposes related to marketing without The BusinessPost’s express written consent.

4.0 RESTRICTED ACCESS

4.1 Access to certain areas of the Site may be restricted and The BusinessPost reserves the right to restrict access to other areas of the Site, or indeed this entire website. Such restriction is at The BusinessPost’s discretion.

4.2 If The BusinessPost provides you with a user ID and password to enable you to access restricted areas of the Site or other content or services, you must ensure that the user ID and password are kept confidential.

4.3 Certain parts of this Site may be protected by passwords or require a login. You agree to use this Site to access only those accounts on which you are authorized to act, and you agree to use your own user names, logins, and passwords when accessing accounts on which you are authorized to act. You agree not to obtain or attempt to obtain unauthorized access to such parts of or features on this Site, or to any other protected Materials or information, through any means not intentionally made available to you by The BusinessPost.

4.4 You are responsible for maintaining the confidentiality of any user names, logins, and passwords that you use to access any page or feature on this Site, and for logging off of any protected areas of the Site. Further, you are fully responsible for all activities occurring under your user names, logins, and passwords that result from your negligence, carelessness, misconduct, or failure to use or maintain appropriate security measures. If you become aware of any suspicious or unauthorized conduct concerning your user names, logins, or passwords, you agree to contact The BusinessPost immediately. The BusinessPost will not be liable for any loss or damage arising from your failure to comply with this paragraph.

5.0 USER CONTENT AND LICENCE GRANT

5.1 In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material or any combination of the foregoing) that you submit to the Site, for whatever purpose.

5.2 The Site shall be used only in a non-commercial manner. You shall not without the express approval of The BusinessPost, distribute or otherwise publish any material containing any solicitation of funds, advertising or solicitation for goods and services.

5.3 You agree that you are solely responsible for all information, data, content, text, photographs, graphics, images, videos, messages, comments, quotations, files, documents, and any other materials that you submit, upload, post, e-mail, transmit, or otherwise make available via the Site ("User Content"). By submitting, uploading, posting, e-mailing, or transmitting User Content to the Site, you represent and warrant that either you own all right, title, and interest in and to the User Content or have express permission from the owner to copy and use such User Content for all purposes related to the Site. The BusinessPost does not control and is not responsible for the User Content uploaded via the Site and The BusinessPost neither guarantees the accuracy, quality, or appropriateness of nor endorses any User Content submitted to the Site.

5.4 You agree not to use the Site to:

  • Submit, upload, post, e-mail, transmit, or otherwise make available any User Content that is unlawful, harmful, threatening, abusive, menacing, harassing, tortious, defamatory, vulgar, pornographic, obscene, offensive, blasphemous, libelous, unlawful, invasive of another's privacy or publicity rights, hateful, or racially, ethnically, or otherwise objectionable;
  • Submit, upload, post, e-mail, transmit, or otherwise make available any User Content that personally attacks or is derogatory toward The BusinessPost as an entity, The BusinessPost employees, any of The BusinessPost products or services, or any of The BusinessPost Materials;
  • Harm minors in any way, including, but not limited to, submitting, uploading, posting, e-mailing, transmitting, or otherwise making available content that violates child pornography laws, child sexual exploitation laws, or laws prohibiting the depiction of minors engaged in sexual conduct;
  • Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity;
  • Forge headers or otherwise manipulate identifiers in order to disguise the origin of any User Content transmitted through the Site;
  • Not to threaten or verbally abuse other members, use defamatory language or deliberately disrupt discussions with repetitive messages, meaningless messages or “spam”.
  • Submit, upload, post, e-mail, transmit, or otherwise make available any User Content that you do not have a right to make available under any law or contractual or fiduciary relationships or obligations;
  • Submit, upload, post, e-mail, transmit, or otherwise make available any User Content that infringes, violates, or misappropriates any patent, trademark, trade secret, copyright, or other intellectual property or proprietary right or any moral right of any party;
  • Submit, upload, post, e-mail, transmit, or otherwise make available any personal information or specific account details about yourself or any person or entity;
  • Submit, upload, post, e-mail, transmit, or otherwise make available any advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation;
  • Submit, upload, post, e-mail, transmit, or otherwise make available any material that contains viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment; or
  • Intentionally or unintentionally violate any applicable local, state, national, or international laws, rules, regulations, decrees, acts, orders, directives, legislation, bills, or statutes.

5.5 You grant The BusinessPost and its affiliates, subsidiaries, directors, officers, employees, agents, licensors, and vendors a perpetual, worldwide, irrevocable, nonexclusive, fully paid-up, royalty-free, sub licensable, and transferable right and license to use, store, modify, adapt, translate, publish, display, broadcast, perform, disclose, distribute, sell, reproduce, and create derivative works from any User Content, in whole or in part, in any medium or technology throughout the world, including any inventions, concepts, techniques, know-how, ideas, or expressions of ideas arising out of or based on the User Content, for any purpose in The BusinessPost's sole discretion, without the requirement of any permission from or compensation or notice, and without liability, to you or any third party.

5.6 The BusinessPost shall exclusively own all right, title, and interest in and to any derivative works or inventions created by or on behalf of The BusinessPost that incorporate or otherwise make use of any User Content, without the requirement of any permission from or compensation or notice, and without liability, to you or any third party.

5.7 Except as set forth in our Privacy Policy, none of the User Content that you submit, upload, post, e-mail, or transmit or otherwise make available via the Site shall be subject to any confidentiality obligations by The BusinessPost and its affiliates, subsidiaries, directors, officers, employees, agents, licensors, and vendors. Except as may be provided by federal securities laws, The BusinessPost shall not be liable in any way for any User Content or for the use or disclosure of any User Content.

5.8 You acknowledge that The BusinessPost and/or its vendors may or may not (but are not obligated to) monitor User Content, but that The BusinessPost shall have the right in its sole discretion to monitor, post, move, refuse, or remove any User Content, in whole or in part, for any reason whatsoever, without notice and without liability.

6.0 DATA, INFORMATION AND CONTENT

6.1 This Site and the Materials are intended to be used solely for testing and assessing The BusinessPost’s products and services. You should not construe any information or other content available through this Site as legal or tax advice. You alone will bear the sole responsibility of evaluating the merits and risks associated with the use of any Materials on this Site before making any decisions based on such Materials.

6.2 In exchange for using such Materials, you agree not to hold The BusinessPost or its third-party information providers liable for any possible claim for damages arising from any decision you make based on the Materials made available to you through this Site.

6.3 By providing access to other websites, neither The BusinessPost nor any of its affiliates is recommending the purchase or sale of the stock issued by any company, nor are they endorsing services provided by any website's sponsoring organization.

7.0 TRADEMARKS

7.1 All trademarks, service marks, trade dress, and logos appearing on this Site are the exclusive property of their respective owners. All The BusinessPost graphics, logos, page headers, and service names are trademarks, service marks, or trade dress of The BusinessPost.

7.2 The BusinessPost’s trademarks, service marks, and trade dress may not be used in connection with any product or service that is not of The BusinessPost, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits The BusinessPost. Nothing contained on this Site should be construed as granting any license or right in or to any trademarks, service marks, or trade dress of The BusinessPost or any third party.

8.0 INTERNATIONAL USE

8.1 Due to the global nature of the Internet, you agree to comply with all local rules with respect to your online conduct, including all laws, rules, codes, and regulations of the country in which you reside and the country from which you access this Site, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills, and statutes pertaining to tax, contracts, intellectual property, securities, e-commerce, banking, technology, computers, fraud, and privacy.

8.2 In addition, you agree to comply with all applicable laws, rules, codes, and regulations regarding the transmission of technical data exported from Nigeria.

9.0 THIRD PARTY CONTENT

9.1 Data and other materials appearing on this Site that are provided by third parties are believed by The BusinessPost to be obtained from reliable sources, but The BusinessPost cannot guarantee and is not responsible for their accuracy, timeliness, completeness, or suitability for use.

9.2 The BusinessPost is not responsible for, and does not prepare, edit, or endorse, the content, advertising, products, or other materials on or available from any website owned or operated by a third party that is linked to this Site via hyperlink. The fact that The BusinessPost has provided a link to a third party's website does not constitute an implicit or explicit endorsement, authorization, sponsorship, or affiliation by The BusinessPost with respect to such website, its owners, providers, or services.

9.3 You will use any such third-party content at your own risk and you agree that The BusinessPost is not liable for any loss or damage that you may suffer by using third-party websites or any content, advertising, products, or other materials in connection therewith.

10.0 TIMELINESS OF CONTENT

All content on this Site is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

11.0 WARRANTY DISCLAIMERS

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

YOUR USE OF THIS SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULL EXTENT PERMITTED UNDER APPLICABLE LAW, THE BUSINESSPOST AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, NONINFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL WARRANTIES REGARDING SECURITY, CURRENCY, CORRECTNESS, QUALITY, ACCURACY, COMPLETENESS, RELIABILITY, PERFORMANCE, TIMELINESS, OR CONTINUED AVAILABILITY, WITH RESPECT TO

  • THE SITE;
  • ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE ON OR THROUGH THE SITE;
  • USE OF THE SITE, MATERIALS, PRODUCTS, OR SERVICES; AND
  • THE RESULTS OF THE USE OF THE SITE, MATERIALS, PRODUCTS, OR SERVICES.

FURTHER, THE BUSINESSPOST AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES WITH RESPECT TO ANY DELAYS OR ERRORS IN THE TRANSMISSION OR DELIVERY OF ANY MATERIALS, PRODUCTS, OR SERVICES AVAILABLE THROUGH THIS SITE.

EXCEPT AS PROVIDED BY LAW, NEITHER THE BUSINESSPOST NOR ITS THIRD-PARTY INFORMATION PROVIDERS AND VENDORS HAS ANY RESPONSIBILITY TO MAINTAIN THE MATERIALS, PRODUCTS, OR SERVICES OFFERED ON THE SITE OR TO SUPPLY CORRECTIONS, UPDATES, OR RELEASES FOR THE SAME.

TO THE EXTENT ANY JURISDICTION DOES NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. THIS WARRANTY GIVES YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY HAVE OTHER RIGHTS, WHICH VARY FROM JURISDICTION TO JURISDICTION.

12.0 LIABILITY

ANY MATERIALS DOWNLOADED OR OTHERWISE OBTAINED THROUGH THIS SITE ARE DONE AT YOUR OWN RISK. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR OTHER EQUIPMENT, OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD.

NEITHER THE BUSINESSPOST NOR ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, OR ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS WILL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, REVENUE, INCOME, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, OR DAMAGES CAUSED BY THEFT, UNAUTHORIZED ACCESS, SYSTEMS FAILURE, OR COMMUNICATIONS LINE FAILURE, OR THE COST OF PROCURING SUBSTITUTE GOODS OR SERVICES, CAUSED BY THE USE OF OR INABILITY TO USE THE SITE, MATERIALS OR ANY PRODUCTS OR SERVICES PROVIDED HEREIN, OR ANY OTHER MATTER RELATING TO THIS SITE, EVEN IF THE BUSINESSPOST HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU. TO THE EXTENT THAT A JURISDICTION DOES NOT PERMIT THE EXCLUSION OR LIMITATION OF LIABILITY AS SET FORTH HEREIN, THE LIABILITY OF THE BUSINESSPOST AND ITS AFFILIATES, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS IS LIMITED TO THE EXTENT PERMITTED BY LAW IN SUCH JURISDICTIONS.

13.0 INDEMNITY

You hereby agree to indemnify The BusinessPost and undertake to keep The BusinessPost indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by The BusinessPost to a third party in settlement of a claim or dispute on the advice of The BusinessPost’s legal advisers) incurred or suffered by The BusinessPost arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

14.0 BREACH OF THESE TERMS AND CONDITIONS

12.1 Without prejudice to The BusinessPost’s other rights under these terms and conditions or any legal and equitable remedies The BusinessPost may be entitled to, you agree that upon breach of these terms and conditions in any way, The BusinessPost may take such other or additional action as it deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.

12.2 You agree that The BusinessPost, in its sole discretion, reserves the right to temporarily or permanently terminate your access to and use of this Site at any time and for any reason whatsoever, without notice or liability. The BusinessPost will not be liable to you or any third party for any termination of your access to or use of this Site.

15.0 SEVERABILITY

If any provision of these Terms of Use is deemed unlawful, void, or unenforceable, then that provision will be deemed severable from these Terms of Use and will not affect the validity and enforceability of the remaining provisions. These Terms of Use represent the entire agreement between you and The BusinessPost relating to the subject matter herein.

16.0 APPLICABLE LAW AND JURISDICTION

These terms and conditions will be governed by and construed in accordance with the Laws of the Federal Republic of Nigeria, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of the Federal Republic of Nigeria.